In addition to your age, your premium will be affected
by any aspect of your health or lifestyle that could have an impact on
your life expectancy.
The most important factors in arriving at your premium will
be your age, sex, whether you are a smoker, your health record and the
health record of your immediate family members. Your occupation and hobbies
may also be relevant.
The your policy’s’ term and
the level of cover you want will also affect the price.