What factors can add to the price?
In addition to your age, your premium will be affected
by any aspect of your health or lifestyle that could have an impact on
your life expectancy.
The most important factors in arriving at your premium will
be your age, sex, whether you are a smoker, your health record and the
health record of your immediate family members. Your occupation and hobbies
may also be relevant.
The your policy’s’ term and
the level of cover you want will also affect the price.
Other relevant questions…
Why is insurance
more expensive for smokers?
What impact does
my age have on my premium?
How does my medical
history affect things?
Is Life Insurance for me?
What else do I need to know about Life Insurance?
How do I get a Life Insurance Quote?
How do I choose the right policy for me?
What if I need cover to be arranged quickly?
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How are premiums calculated?
What if I have to make a claim?
Do I need Mortgage Life Insurance instead?
Should I consider Critical Illness cover?
What other sorts of Insurance should I think about?
How do I make a complaint?
What do I need to know about the law and Life Insurance?
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