UK Life Insurance Cover

For reliable and cheap life insurance cover


Which illnesses qualify as critical?

This is a typical list of illnesses that are included on an Insurance Company’s list of Critical Illnesses. Each Insurance Company has its own list, so this is an indication only:

  • Alzheimers disease
  • Angioplasty
  • Aorta graft surgery
  • Aplastic anaemia
  • Bacterial Meningitis
  • Benign brain tumour
  • Blindness
  • Cancer
  • Coma
  • Coronary artery by-pass surgery
  • Creutzfeldt-Jakob disease
  • Deafness
  • Dementia
  • Heart attack
  • Heart valve replacement or repair
  • HIV or AIDs from an assault, blood transfusion, occupational duties or accident
  • Keyhole heart surgery
  • Kidney failure
  • Loss of independent existence
  • Loss of limbs
  • Loss of speech
  • Major organ transplant
  • Motor Neurone disease
  • Multiple Sclerosis
  • Paralysis/Paraplegia
  • Parkinson’s disease
  • Stroke
  • Third degree burns
  • Total permanent disability
  • Cover for children

You can find a full list of the illnesses included by your Insurance Company in the Key Feature document which we will send to you. In addition, you can see this online on our web site. Simply get a quote and follow the instructions for asking for an Application form. You will then be given the opportunity of viewing online the Key Features Document issued by your chosen insurer.

Other relevant questions…

What are the benefits of Critical Illness Insurance?

Is Life Insurance for me?

What else do I need to know about Life Insurance?

How do I get a Life Insurance Quote?

How do I choose the right policy for me?

What if I need cover to be arranged quickly?

How are premiums calculated?

What if I have to make a claim?

Do I need Mortgage Life Insurance instead?

Should I consider Critical Illness cover?

What other sorts of Insurance should I think about?

How do I make a complaint?

What do I need to know about the law and Life Insurance?